Decisions, Decisions
Cooling off rule
If you buy an item in your home or at a location that is not the
seller's regular place of business, you have three days to cancel
purchases of $25 or more. Seller must inform you of your cancellation
rights at the time of sale.
Exception to the cooling off rule
- Sales under $25
- Sales made entirely by mail or telephone
- Sales made as a result of prior negotiation at seller's permanent
place of business
- Emergency home repairs when you waive your right to cancel
- Real estate, insurance, or securities
- Automobiles, vans, trucks, or other motor vehicles sold at temporary
locations, provided the seller has at least one permanent place
of business.
- Arts or crafts sold at fairs or locations such as shopping malls,
civic centers, and schools.
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